SouthStar Bank

  Building your dream home? SouthStar Bank can provide the funding you need from raw land to construction and permanent mortgage financing. Building a home is a journey. Whether you’re selecting the perfect lot, building a new home or both, SouthStar Bank can provide the financing you need to get started. Our knowledgeable lending team is experienced in the construction process and will work with you to get pre-qualified, understand the realities of your budget, create a financial plan and guide you through the phases of funding your custom home. Once your plans and budget are finalized with your builder, you are ready to convert to a   construction loan . A construction loan is a short-term loan, typically 12 or 18 months, depending on the size and budget of the home you are building. If you have a loan on your land, it will be rolled in with your construction loan. As mentioned above, we use the down payment on the land towards the construction loan and in some cases, lot ap...

  SouthStar Bank , S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships. Decisions are made locally, allowing the flexibility to apply common-sense standards to products, services and loan requests.